A 1784 letter from Ben Franklin to Benjamin Webb, an American in France who had applied for his aid:

Dear Sir,

I received yours of the 15th Instant, and the Memorial it inclosed. The account they give of your situation grieves me. I send you herewith a Bill for Ten Louis d’ors. I do not pretend to give such a Sum; I only lend it to you. When you shall return to your Country with a good Character, you cannot fail of getting into some Business, that will in time enable you to pay all your Debts. In that Case, when you meet with another honest Man in similar Distress, you must pay me by lending this Sum to him; enjoining him to discharge the Debt by a like operation, when he shall be able, and shall meet with another opportunity. I hope it may thus go thro’ many hands, before it meets with a Knave that will stop its Progress. This is a trick of mine for doing a deal of good with a little money. I am not rich enough to afford much in good works, and so am obliged to be cunning and make the most of a little. With best wishes for the success of your Memorial, and your future prosperity, I am, dear Sir, your most obedient servant,

B. Franklin.